Now in Early Access

Take control of
your loans

Track, simulate, and eliminate debt with precision. All your loans in one place—completely private.

Get Started FreeLearn more
Amorto Dashboard
100% Safe & Private

We never sell your data because we don't have it.

Your financial data is extremely personal. Amorto algorithms run entirely in your browser or in an encrypted Database. Complete privacy, zero tracking. What happens on your device, stays on your device.

Your Data
Browser
Encrypted Cloud DB (Soon)

Everything you need to eliminate debt

Powerful tools designed for serious borrowers who want complete control.

Privacy First

Your data never leaves your browser. Zero server storage, complete anonymity.

Multi-Loan Tracking

Manage home, car, personal and education loans in one unified dashboard.

Prepayment Simulator

See exactly how much interest you'll save before making a prepayment decision.

Rate Change Alerts

Automatically adjust for central bank rate changes. Stay ahead of interest fluctuations.

Data Portability

Export your data anytime. JSON format ensures you own your financial history.

Instant Insights

Know your total interest burden, payoff dates, and optimal payment strategies.

See for yourself

Start with a quick EMI calculation, then uncover the true interest cost behind your loan.

Instant EMI calculation
Supports Multiple Currencies
Intrest % breakdown
$500,000
6.5%
30 Years
1 Year15 Years30 Years

Monthly EMI

$3,160

Interest

$637,722

Total

$1,137,722

Principal: 44%
Interest: 56%
Smart Analytics

Visualize your
path to freedom.

Amorto doesn't just track your loans—it analyzes them. See the exact impact of a $500 extra payment on your timeline and total interest.

Prepayment Scenarios

Instantly simulate how extra payments slice off years of debt and save you thousands in interest.

Portfolio Breakdown

Understand your debt distribution across home, auto, and personal loans in one beautiful dashboard.

Total Savings$124K
-4 Years
Off mortgage
$500/mo
Extra Payment
Smart Insights Dashboard
Smart Insights

Know exactly where your money goes

Get intelligent breakdowns of your loan portfolio. See which loans are costing you the most, track your progress over time, and discover hidden opportunities to save on interest.

Interest breakdown by loan type
Visual progress tracking toward debt freedom
Smart recommendations to optimize payments
Year / Month / Calendar

Every payment, every month, every year

Dive deep into your amortization schedule with beautiful calendar and yearly breakdowns. Plan your prepayments strategically by seeing exactly when interest compounds and how extra payments accelerate your payoff.

Calendar view for payment due dates
Year-by-year interest vs principal breakdown
Prepayment impact simulation on your timeline
Yearly Breakdown Calendar View

Simple, transparent pricing

Invest a few dollars. Save thousands in interest

Free

$0

For casual users

  • 1 Loan tracking
  • Basic amortization table
  • EMI calculator
  • Data export
  • Cloud sync
Get Started
Popular

Amorto Save

$15$20

Early access pricing

25% OFF
  • 3 Active loans
  • Full amortization tables
  • EMI tracking & reminders
  • Interest saved insights
  • Email notificationsSoon
  • Browser-only storage
Claim Offer

Amorto Wealth

Coming Soon

For power users

  • Unlimited loans
  • Excel upload & AI parsing
  • 3 AI credits included
  • Cloud sync & backup
  • Advanced simulations
  • Priority support

Frequently Asked Questions

Everything you need to know about the product and how it works.

Absolutely. We employ a privacy-first approach where all calculations happen locally in your browser. Complete anonymity, zero tracking. In the future, any cloud backup feature will use strict end-to-end encryption.
Most calculators only handle a single loan or basic amortization. Amorto is a full portfolio manager that aggregates multiple loans, runs complex prepayment simulations, and visualizes exactly how extra payments reduce your timeline.
Amorto currently focuses on loans that allow principal prepayments, as these benefit most from simulation and optimization. Support for additional loan types (tracking-only, without prepayment modeling) is planned in future updates.
No. Amorto requires no bank linking, ensuring 100% privacy. You manually enter your loan details or update balances as needed, keeping you in full control.
You can update your interest rate at any time within your loan settings, and Amorto will immediately recalculate your entire payoff timeline, remaining interest, and new payments required.
Yes. Data portability is a core feature. You can export your entire loan history as PDF as of now. we are working on a JSON export, import feature for easy data portability.
Amorto’s calculations are mathematically precise based on the inputs you provide. However, actual bank schedules may vary slightly due to processing methods, rounding differences, or additional charges. For exact reconciliation, you can upgrade to the Wealth plan and upload your bank’s official loan schedule

Ready to save thousands?

Join thousands of borrowers who are paying off their loans faster with Amorto.

Start Free Trial